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Consumer Credit – Minimal Clearing from at least $ 51.38 / month. Risicum’s Consumer Loan is a Consumer Credit that helps quickly when the everyday life is surprising.

Risicum’s monthly subscription is 500, 750 or 1000 dollars Consumer Credit. A consumer credit is paid into the account at one time. The loan is sought through a secure and reliable online application. You can get a credit decision right away. The money will be paid to your account during the customer service opening hours Mon-Fri 7am to 10pm and Mon-Sun 9am to 2pm. Money transfer to account takes only a few moments. Consumer credit is very well suited to the bigger and smaller one-off purchases.

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  • The repayment amount is $ 51.38 or $ 77.07 or $ 102.77 per month
  • In all loan amounts the repayment period is always 12 months.
  • The repayment fee of $500 is $51.38.
  • 750 dollars The consumer loan repayment amount is 77.07 dollars.
  • The monthly installment of a $1,000 loan is $102.77.

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The due date is determined by the credit grant date. The invoice is the sum of the minimum markup. If you want to pay a larger amount than the minimum amount, then it’s also easy. Then use the same reference number and pay the amount you want.
The annual nominal interest rate on consumer credit is 24.5%. In addition, we charge a withdrawal fee of 9.25% of the raised sum. According to the Consumer Protection Act, the real annual interest rate of the loan is 49.70%.

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The loan application is clear. Filling the electronic loan application is convenient. We ask you about basic information and a few questions about your household. Financial revenue and expenditure are ensured through Instantor. The service will let us know if you have sufficient funds to repay the loan after the revenue and expenditure you have declared. When the decision is positive, you will receive a quick loan to your account as soon as possible. If you want to provide a payroll or a pension decision to us in order to secure your income in other ways, see the directions here.

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After completing your application for your finances, you will receive an immediate preliminary loan decision. Upon acceptance of the terms of the contract we will still request a copy of the wage bill or bank statement for the last three months. For entrepreneurs, we also need tax advice and pensioners to postpone pension decisions. You can also use the electronic Instantor service, so you do not have to send a separate report on paper.

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A consumer loan is a consumer credit, which is reduced by monthly installments.
A mortgage loan is a simple loan solution that works like a consumer credit. Consumer loans and consumer credit are Risicum loans of 500, 750 and 1000 $ and are paid to the customer’s account at one time. Repayments of more general customer loans take place on a monthly basis, for example with a 12-month repayment period.

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If your one-time loan needs exceed 1000 dollars, please also check out Risicum’s Flexibility Loan. The Flexibility Act works like a digital credit card for your needs up to 5000 dollars. You can make withdrawals whenever you want, and only pay for the capital you raise. Check out the Flexibility Loan here.

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We value your privacy. All of our borrowing processes are highly protected and function in encrypted connection. Personal service belongs to our clients’ fundamental rights. You are in touch with our customer service, if you have additional insights on your ability to pay, ask for your loans or a development proposal for our services.

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Hundreds of thousands of different services have chosen Risicum so all of our loan products are worth your trust in Warranty. Check n Go is a registered lender who complies with the international ECRC and the American Consumer Agency’s criteria and guidelines. We develop our products according to our customers’ wishes. Please contact us if you have any questions or suggestions regarding our products.