Online installment loans Missouri
We try to be so simple and clear in our communication with our customers as possible, but borrowing money is a bit special and therefore some questions arise. Here we have collected the answers to the most common questions we receive.
What is required for me to apply for payday installment loans Missouri?
- You are 20 years old
- You have taxable income
- You do not have any debts with the namesake
- You are registered in USA
How big loan can I apply for and how much repayment time?
We offer loans between $10,000 and $50,000. The repayment period is between 1 and 3 years. When you complete the application, suggestions will appear on the screen with the amount of loan and repayment times that you can choose from.
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Your personal interest rate is determined by a simple credit rating and the exact monthly cost you will be able to see on the screen while your application is being processed. Our website currently offers a nominal annual interest rate of between 11.9% and 19% on loans with 3 years repayment period.
When can I apply for a loan with you?
You can do it anytime via the phone or computer. We process applications weekdays between 09:00 and 17:00
When and how is the loan paid out?
If the loan application is approved on a daily basis before 13:00, we will transfer the money directly to your account no later than 17:00 on the same day. If your loan application is approved after 13:00, the money will be paid no later than 17:00 on the next banking day.
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No, you can not. When applying for a loan, the requirement is that you choose a loan and a repayment period that you know you can afford.
Can I have more loans at your same time?
No, you can only have a loan at the same time.
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At the top of the homepage you will find the application form which has the following steps:
- You enter your mobile number and click on “continue”.
- We will send you a one-time SMS, as you enter the application. As a new customer, you continue your identification using BankID.
- You provide some personal information like monthly income and contact information.
- We present your personal loan options and choose the required amount as well as repayment time. Approve the loan or cancel it is completely up to you.
- The money will be paid to your bank account.
Does it take anything to apply for a loan on our website?
No, it is free to apply for a loan with us.
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We check the information you provide us in the application to a credit reporting company. If you think the information is incorrect, please contact our customer service and we will try to resolve the issue with you.
I want $ 50,000 but only offer a lower amount, why?
In addition to the information provided by credit information, we also make an assessment based on past payments and similar information. For example, the number of days you have been delayed with previous payments may adversely affect your credit rating. If you always comply with the payment deadlines, you may be granted a higher amount next time.
I can not pay within the deadline, what happens?
All our loans have a fixed repayment period. If you are delayed with payment, you may receive additional costs such as purre fee (64 $) or debt collection fee (64 $). If the loan is still not repaid, the case will be sent to debt collection, and there will also be a collection fee of 64$ and late payment. That is why we ask you to consider your ability to pay before applying for a loan. If you are unsure if you can repay within the deadline, we advise you to apply for a loan.
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You can always pay the entire loan within the deadline, without incurring any extra costs. Contact our customer service to get updated billing information with the redemption amount you will pay back.
How do I apply for Agreement Giro?
You can easily apply for a Settlement Deposit in your internet bank or in connection with applying for a new loan on our website.